Business Insurance

As professional insurance agents, we firmly believe that protecting your business means more than just selling you insurance. Every business is unique, and therefore requires a package of insurance protection based on a risk management approach which includes a complete analysis of exposures, the level of risk the business is willing to assume, and corresponding insurance coverage from financially sound companies that are known for paying claims fairly and promptly. This process of risk management to identify and reduce your risks and exposures and minimize claims is the largest factor in keeping your business insurance healthy and your premiums low.

It takes years to build a profitable business, but it can take just one lawsuit to put you out of business if you’re not adequately insured. Whether it’s a property claim or a liability issue, business insurance can save your bottom line.

You need professional experience and advice to help you make intelligent decisions in managing your exposures and risk, and Princeton Agencies has the experience and expertise to assist you in this process. As one of the largest providers of commercial insurance in East Central Minnesota, we have a proven track record of helping businesses develop a program  to understand their potential risk, and then working to find the company partner that can best fill those needs as competitively as possible.

Some of the types of insurance we can help you with are:

• General Liability
• Property Coverage
• Professional Liability
• Business Interruption
• Commercial Auto
• Contractors equipment
• Directors and officers errors and omissions
• Employee benefits liability
• Crime and fidelity
• Employment Practices Liability
• Group health and benefits
• Umbrellas
• Workers' Compensation
• Bonding
• Liquor Liability