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Checklist for Auto and Homeowners
Read through this checklist to give yourself a sense of what insurable
interests you might have that are currently uncovered. It is
important to be aware of your potential for financial loss. Make note
and contact
us if you have questions about what policies you could use to be better
protected.
- Do you have collectibles such as antiques, fine art,
stamps, coins, or baseball cards?
- Do you own valuable jewelry or
furs?
- Do you own costly sporting equipment or firearms?
- Do you have valuable
cameras or other photography equipment?
- Do you have any alarms installed
in your home?
- Do you keep more than $100 cash in your home?
- Are your personal
belongings insured for their full replacement value?
- Do you have
children away at college? If so, are their possessions insured?
- Do you own tools, equipment, or instruments used in your trade or
profession?
- Do you operate an office or studio in your
home?
- Do clients come into your home to
make purchases?
- Do you baby-sit in your home?
- Do you have a dog, cat, or other pet
that may pose a risk to others?
- Have you recently remodeled or redecorated your home? Do you have
plans to do so?
- If your home
suffered an entire loss, would your insurance cover
your home's
full replacement
value?
- Are you interested in
flood insurance for your home and personal
property?
- Are you interested
in earthquake coverage?
- Do you use a wood-burning
stove?
- Do you have a swimming
pool?
- Do you own rental
or investment property?
- Do you own a vacation home (i.e. condo, cabin,
or trailer)?
- If you
rent, do you carry renters
insurance?
- If you
own a condo, do you
have
condo insurance?
- Do you plan to purchase a
new vehicle
this year?
If so,
would
you like us
to provide
you with an insurance
estimate on
the vehicle you are
considering?
- Does our agency insure
all your
vehicles?
- Does
your automobile
policy
specify by name all
of the
drivers in your
household?
- Do you routinely
use vehicles you do
not own?
- Do you have CD's,
cassette tapes, or
non-factory installed
equipment
(car phones,
stereos,
CD players, etc.)
in your car? If so, would
you like a quote
on insuring these
possessions?
- Do
you own a vehicle with custom
furnishings
or equipment
(i.e.,
a conversion
van)?
- If your vehicle
were damaged
in an accident,
would your
current automobile
insurance reimburse
you for
a rental vehicle
while
yours is being
repaired?
- Do
you own any of
the following
recreational
vehicles?
-Boat
-Motor Home
-Snowmobile
-All-Terrain
Vehicle
-Motorcycle or Moped
-Camper
-Golf Cart
- Do you
carry at
least a one-million-dollar
umbrella
liability
policy?
- Do you own a business?
If
so,
do we currently
insure
it?
- Do
you plan
to start
a business?
- Do you know
anyone
else
who
could benefit
from
a
no-obligation
insurance
review
from
our
agency?
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Policy | Site Map | Home
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© 2005-2007
Princeton Agencies Inc, Princeton, Minnesota, U.S.A.
This website is not intended to be a solicitation of insurance in any state in
which Princeton Agencies, Inc, is not licensed.
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| The Unexpected |
We want to make sure you are covered for the unexpected
... but not over-insured. This is another benefit to having one agency
that can cover all your valuables.
No overlapping policies and expenses.
We've been here for over 100-years and have the expertise to handle you unique
insurance needs. |
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